The five major articles: technology finance, green finance, inclusive finance, pension finance, and digital finance are both related to the present and the future.Vice President Duan Hongtao said at the performance conference that for many years, ICBC has firmly grasped the needs of the country, the entity hopes, and the future direction of the future.”Dajin Articles” presents the development situation of bright spots and coordinated with each other, and the quality of Chinese -style modernization has been further improved.
Technology finance is better and stronger.At the end of 2023, ICBC’s strategic emerging industry loans reached 2.7 trillion yuan, an increase of nearly 950 billion yuan, and the balance increase in the market.The balance of loans for new enterprises has increased significantly year -on -year, and the leading position of science and technology finance is stronger.
Green Financial Innovation Leading, the scale of green credit at the end of 2023 was nearly 5.4 trillion yuan, an increase of nearly 1.4 trillion yuan from the beginning of the year, and the balance increased the market first.After calculations, the annual support of the project has saved more than 72 million tons of coal and reduced carbon dioxide emissions by more than 144 million tons.
The expansion of inclusive financial increases, and the establishment of a digital inclusive center in 2023 to increase product innovation that is mainly small, credit, and online, and better meet the actual needs of small and micro enterprises and individual industrial and commercial households.Inclusive loans have maintained high -speed growth for many years, customer coverage has continued to expand, and the quality and efficiency of comprehensive service continues to increase.Last year, the balance of inclusive loans reached 2.23 trillion yuan, and there were 1.47 million loan households, both of which increased by more than 40 % over the beginning of the year.
The pension finance has accumulated a strong momentum. ICBC has established a comprehensive service system covering pension, pension services, and pension industries. The service content continues to deepen, and the customer foundation continues to consolidate.At present, management pension is over 4.1 trillion yuan, and is the largest pension management institution in the market.At the same time, it attaches great importance to the financial services of the elderly and deploy the silver -haired economy in advance.
Digital financial stimulus activities.Deepen the construction of Digital ICBC, effectively play the role of the financial technology national team, and contribute to the development of ICBC for the development of the digital economy. At present, the proportion of digital business accounts for more than 99%, mobile banking monthly living customers exceed 229 million, and the annual workload of digital labor has exceeded more than more than more than 229 million households.30,000 natural persons.
In the future, Duan Hongtao said that he will take the “five big articles” as the focus to further optimize the scientific and financial service system, enhance green financial services capabilities, promote inclusive finance to improve quality and efficiency, accelerate the pace of pension and financial development, promote digital finance healthDevelopment, continuously improve the efficiency of financial resources, and firmly take the road of financial development with Chinese characteristics.