People’s Daily Online, Beijing, April 18 (Reporter Du Yanfei) In order to implement the “Opinions on Further Optimizing Payment Services and Improve Payment Convenience” to implement the General Office of the State Council, the People’s Bank of China, the Ministry of Commerce, and the State Administration of Foreign Exchange recently issued the “Further Optimization of Further OptimizationNotice of Payment Service Improvement of Payment Service “(hereinafter referred to as” Notice “).
The “Notice” focuses better to better meet the diversified payment services of groups such as elderly people and foreign people to come to China in the business field, and strengthen the cooperation between the competent business departments of various localities and the Chinese People’s Bank of China.Tolerant and diverse payment acceptance environment, optimizing cash use environment, enriching mobile payment applications, strengthening the international consumer center city demonstration leadership, strengthening publicity and promotion, etc., strive to improve the multi -level and diversified payment service system, and jointly improve the level of payment services in the business field.
In terms of building a diverse and diverse payment acceptance environment, the “Notice” requires that the local business authorities in various localities and the branch of the People’s Bank of China have determined large -scale business districts, pedestrian streets, shopping centers, department stores, chain supermarkets and convenience stores, restaurants, tax refund from the country, tax refund from the country, and tax refund from the countryStores, duty -free stores and other key places and key merchant lists, promote key venues and key merchants to provide necessary software and hardware facilities such as mobile payment, domestic and foreign bank cards, cash cash, etc., and ensure that consumers choose payment methods and tools independently.
In terms of optimizing the cash use environment, the “Notice” clearly states that the competent business departments of various places in conjunction with the branch of the People’s Bank of China to guide retail, catering, accommodation and other industries, especially convenience stores, setting (agricultural) trade markets, vegetable markets, breakfast restaurants, Beauty, hairdressing shops, pharmacies and other people’s livelihood areas to prepare cash reserve to meet consumers’ cash use needs and enhance cash receipts and payment capabilities in the daily consumption field.
在丰富移动支付应用方面，《通知》鼓励电商平台充分考虑外籍来华人员消费需求，与银行业金融机构、非银行支付机构和清算机构加强合作，优化国际化服务，丰富多语言服务、多Pay options and other product functions to improve the online shopping payment experience.
Zhang Qingsong, the Vice President of the People’s Bank of China, said at the policy blowout meeting held by the National New Office that optimizing payment services is a systematic project.Comprehensive policy strive to achieve obvious results in the short term.The People’s Bank of China has required state -owned banks, national joint -stock banks, major cities commercial banks, China UnionPay, and Alipay, Tenpay and other institutions to formulate detailed work plans, propose target tasks, clarify timetables, increase resources investment, speed up, speed upPromote various tasks.
Zhou Yunkang, deputy general manager of the Bank of Communications and Channel Department of the Bank of Communications, introduced that during the fourth China International Consumer Products Expo, the Bank of Communications through the province of Hainan, through the optimization of foreign card acceptance, improved cash supply, improving ATM banknote supply environment, and carrying out a currency experienceIn the event and other measures, the construction of Hainan Province’s payment service scenarios is continuously promoted.
Beijing Blue Harbor has recently launched the “Entry Consumer Friendship Commercial District Co -Construction Plan”. Ant Group, Netnex Clearance Co., Ltd., Bank of China, VISA, Campaign Bar, Didi Chuxing, etc. joined the initiative.Xue Yanyan, general manager of the Ant Group Global Business Services Department, said that the payment and consumption experience is smoother and helps cultural and economic exchanges.
Insiders believe that improving payment convenience and tolerance is a systematic project. In addition to the forward movement of convenience, it is necessary to strengthen the expansion of various payment scenarios and broaden the use of bank cards and cash in various scenarios.It is necessary to start from the construction of a national unified market and accelerate the connection of the payment field.It is suggested that relevant departments take more targeted measures, the payment institutions can improve their awareness, strengthen rectification, the local government demolish the barriers to payment, and change the market segmentation.and service.
It is understood that in the next step, the People’s Bank of China, the Ministry of Commerce, and the State Administration of Foreign Exchange will refine the implementation measures, cooperate with both the supply and demand of the merchants and the merchants, and promote the promotion and application of multiple payment methods in the business field.Efficient and convenient payment services effectively meet the needs of group payment services such as elderly people and foreign people.
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